Your Trusted Partner

Your Trusted Financial Partner for Every Need

We offer a comprehensive range of loan products to meet diverse financial needs, including Personal Loans, Gold Loans, Business Loans, Mortgage Loans, and our specialized Warehouse Receipt Loans specifically designed to support cardamom farmers.

12+

Years Of Experience

Trusted By

5k+ Satisfied Clients

Your Trusted Partner

Empowering Financial Growth Across Kerala

We provide tailored and reliable financing solutions to individuals, farmers, and businesses, backed by the trusted Kerala State Warehousing Corporation to ensure transparency, security, and dedicated support throughout your financial journey.

12+

Years Of Experience

Trusted By

5k+ Satisfied Clients

12+

Years of experience

About Us

Welcome to ABC General Finance

ABC General Finance, in partnership with Kerala State Warehousing Corporation, is a trusted financial institution committed to supporting the diverse financial needs of individuals, farmers, and businesses across Kerala.

With a strong focus on transparency, reliability, and customer-centric service, we offer a comprehensive range of loan products including Personal Loans, Gold Loans, Business Loans, Mortgage Loans, and our flagship Warehouse Receipt Loan facility for cardamom cultivators.

Our Services

Explore Comprehensive Financial Solutions

We offer a wide range of flexible loan products designed to support individuals, farmers, and businesses in achieving their financial goals with ease and confidence.

Personal Loan

Our secured Personal Loans are designed to meet a variety of financial needs, whether you’re planning home renovations, organizing a special event, or managing unforeseen expenses. With a streamlined approval process and minimal documentation, we make borrowing simple and convenient.

Why Choose Our Personal Loan?

  • Quick loan sanctioning to ensure timely access to funds

  • Competitive interest rates tailored to your profile

  • Minimal paperwork with transparent processing fees

  • Flexible loan tenures to suit your repayment capability

  • Convenient EMI options with adjustable payment dates

  • Optional doorstep service for loan application and documentation

  • No hidden charges for valuation and legal processes within certain limits

  • Loan amounts structured to accommodate both small and large requirements

  • Optional insurance coverage for added financial security

Our goal is to provide you with a smooth and hassle-free borrowing experience, empowering you to achieve your personal goals with confidence.

Warehouse Receipt Loan

Our Warehouse Receipt Loan offers a secured financing option against warehouse receipts issued by certified storage facilities. This facility is especially beneficial for farmers and traders who wish to retain their produce without an immediate sale, helping them manage cash flow efficiently and avoid distress sales.

Special Focus on Cardamom Crop Receipt Loans

We provide a dedicated loan facility for cardamom farmers, allowing them to pledge warehouse receipts for their stored cardamom crops. This specialized loan enables cardamom cultivators to access timely funds while safeguarding the value of their harvest.

Key Features

  • Loans against warehouse receipts issued by recognized warehouses

  • Flexible repayment terms with competitive interest rates

  • Minimal documentation and fast approval and disbursal

  • Enables better control over crop sales and pricing for farmers

  • Supports agricultural growth and financial stability in the region

Experience financial solutions tailored to support your agricultural needs with confidence and ease.


Why Choose Our Warehouse Receipt Loan?

  • Specialized financial support tailored for farmers, especially cardamom cultivators

  • Use warehouse receipts as collateral without selling your produce immediately

  • Quick, transparent, and hassle-free loan approval process

  • Competitive interest rates based on fair valuation of stored goods

  • Protect your harvest’s market value by avoiding distress sales

  • Flexible repayment options aligned with your cash flow

  • Backed by Kerala State Warehousing Corporation for security and trust

Gold Loan

Our Gold Loan provides a fast and convenient way to secure funds by pledging your gold assets as collateral. Designed to meet your personal or business financial needs, this loan offers competitive interest rates, minimal documentation, and quick approval, ensuring you have access to cash without delay. We prioritize the safety of your gold with advanced security measures throughout the loan tenure.

Key Features

  • Quick loan approval and disbursal

  • Competitive interest rates with flexible repayment tenures

  • Minimal documentation and simple processing

  • Secure custody of pledged gold with modern safety protocols

  • Option for doorstep service to enhance convenience

Experience a seamless borrowing process backed by trust and professionalism.


Why Choose Our Gold Loan?

  • Fast and hassle-free loan approval for urgent financial needs

  • Competitive interest rates tailored to your profile

  • Minimal documentation ensures a smooth process

  • Advanced security systems protect your pledged gold

  • Flexible EMI options and repayment schedules

  • Dedicated customer support to guide you at every step

Business Loan

Our Business Loan offers flexible financing solutions to help you grow and manage your business effectively. Whether you need funds for expansion, working capital, or equipment purchase, our loans come with competitive interest rates, customizable repayment plans, and quick processing. We aim to support businesses of all sizes with easy access to credit and personalized service.

Key Features

  • Tailored loan amounts to suit small, medium, and large businesses

  • Competitive interest rates with flexible tenure options

  • Minimal documentation and fast approval process

  • Funds disbursed quickly to support your business needs

  • Expert guidance and support throughout the loan tenure

Empower your business growth with reliable financial support designed for your success.


Why Choose Our Business Loan?

  • Customized loan solutions for diverse business requirements

  • Transparent and hassle-free application process

  • Competitive interest rates to reduce financial burden

  • Quick approvals and prompt fund disbursal

  • Flexible repayment schedules aligned with business cash flow

  • Dedicated relationship managers for personalized assistance

Why Choose Us

What Makes Us Your Trusted Financial Partner

Discover why clients rely on us for secure, transparent, and supportive loan services — with quick approvals and personalized care.

98%

Instant Loan Approvals

Most of our gold and warehouse receipt loans are approved instantly with minimal steps

Trusted & Transparent Financial Services

Backed by Kerala State Warehousing Corporation, we offer secure and reliable loan solutions with a commitment to integrity.

Specialized in Gold & Warehouse Receipt Loans

Expert in providing Gold Loans and specialized Warehouse Receipt Loans, especially for cardamom farmers, with quick processing and secure terms.

Instant Loan Disbursal Without Bureau Check

Get your loan approved instantly without credit bureau checks — quick, easy, and hassle-free disbursal.

Simple Documentation & Day-Wise Interest

Minimal paperwork required, and interest is charged only for the days you use the loan — fair and transparent.

Facilities

Facilities That Support Every Step of Your Financial Journey

At ABC General Finance, we provide comprehensive facilities designed to make your loan experience smooth, secure, and convenient. From advanced infrastructure to personalized service areas, every aspect is crafted to support your financial needs efficiently.

Secure Storage Facilities

Secure storage for your valuable assets.

Efficient Loan Processing

Fast and easy loan approvals.

Dedicated Customer Support

Helpful support throughout your loan process.

Our Testimonials

What our clients say about their experience with us

ABC General Finance made the entire loan process simple and stress-free. I received a Warehouse Receipt Loan for my cardamom crop with minimal documentation and quick disbursal. Their team was supportive, transparent, and truly understood my needs. 

Krishnan M

Our Client

When I needed funds to expand my small business, ABC General Finance provided the perfect Business Loan solution. The process was smooth, and the team guided me every step of the way. Their flexible repayment options made it easy to manage my finances.

Anil R

Our Client

I was impressed by how quickly my Gold Loan was processed. The staff at ABC General Finance were professional and made me feel at ease. My gold was stored securely, and I received the loan amount the same day.

Deepa S

Our Client

Getting a Personal Loan from ABC General Finance was the best decision. I needed funds for a family emergency, and they disbursed the loan in no time with minimal paperwork. Truly grateful for their support

Ramesh V

Our Client

As a cardamom farmer, I struggled with cash flow between harvests. ABC General Finance’s Warehouse Receipt Loan helped me retain my crop and get timely funds. Their focus on agriculture truly sets them apart.

Mathew Ciby

Our Client

Frequently Asked Questions

Browse our most asked questions

We’ve compiled answers to the most common questions about our range of services, processes, and capabilities.

ABC General Finance offers secured loan services including Personal Loans, Gold Loans, Business Loans, Mortgage Loans, and specialized Warehouse Receipt Loans for agricultural produce, with a strong focus on supporting cardamom farmers.

ABC General Finance stands out for its transparent processes, quick loan approvals, minimal documentation, and specialized support for farmers and businesses—backed by the trusted Kerala State Warehousing Corporation.

ABC General Finance is backed by the Kerala State Warehousing Corporation, ensuring trust and credibility. With transparent loan procedures, secure asset handling, and dedicated customer support, we deliver dependable financial solutions to individuals, farmers, and businesses.

ABC General Finance is built on a foundation of transparency, security, and customer commitment. Backed by the Kerala State Warehousing Corporation, we ensure that every loan process is handled with integrity, offering you reliable and responsible financial support you can trust.